Stick To Your Budget

Times are tough, earn hard! Better yet, spend wisely and learn to budget your earnings.

Unlike in the corporate scenario where a budget software is needed to balance out and forecast financial standings, handling our personal finances can be as easy as 1-2-3.

1. Be mindful. There are a lot of small expenses that we overlook but if accounted together will make a significant impact in our finances.

2. Make a budget. List down how much you get from all your sources of income. This will serve as a visual reminder of how much you are capable of spending. Make sure that you will not overspend for the duration of your next income.

3. Build accountability. It is hard to follow this through alone. Make this a family commitment or ask your friend to remind you whenever he thinks that you are spending on unessentials.